It’s Raining Rocks In Boulder

The Christmas season has just come to an end and if you were lucky, you may have experienced what is known as a white Christmas. A white Christmas is when all of the house, trees, and streets are covered in sparkling white snow, making your Christmas morning as picture perfect as a Hallmark card. How amazing is it that this icy little substance can bring so much joy to children and adults alike. 

On the other hand, there is another white, icy substance that is very similar to snow, however, is not regarded with the same sentiment. This substance is known as hail. Hail, though seemingly formed the same, is actually quite different from snow. Snow is formed from tiny crystals, whereas hail is made up of frozen rain. While this may not seem like much of a difference, this simple distinction will mean the difference between running outside to play or running like crazy to get away. 

Hail can be extremely damaging to property and even cause bodily injury. While fatalities from hail are rare if the hail is big enough and fast enough, it can, in fact, lead to injury and even death. What is not rare when it comes to hail, is the damage to property is caused, especially to roofs. Roof damage caused by hail is something that is commonplace in hail prone areas. 

Colorado, for example, has some of the worst hail storms in the country. Their hail season starts in April and lasts all the way up until September. That’s nearly half the year spent preparing and repairing when it comes to hail storms. A Hail Roof Repair boulder co is probably a frequently searched term amongst Colorado residents. While home insurance does cover a number of unpreventable instances such as fire, vandalism, etc., hail damage may not be covered in some cases. If your home owner’s insurance policy excludes windstorm and hail, then roof repair can be a pretty hefty expense. 

Replacing or repairing a roof can range anywhere between $7,500 to $15,000 depending on the size of the roof, location and of course the damage itself. If your insurance does cover hail damage, filing several claims may cause your rates to increase. And if you live in a hail prone area such as Colorado, hail storms are something that is unavoidable. While you may not be able to avoid hail storms all together, there are ways that you can help prevent the damage they cause. 

To prevent roof damage, first, make sure you do not already have existing damage to your roof as this will mean a weakened structure. Any cracks or compromised areas can lead to water seeping into your home. For this reason, as well as some others, having a metal roof rather than shingle, is particularly beneficial as it adds to the structural soundness of your home. Regardless of whether your home is covered by insurance or not, it is always easier to prevent a thing than to try to fix it. And so, no matter if it is your home, car, or even yourself, being prepared for life’s haps, no matter what they are, will always have you covered.

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